Terms of use of the site

The last update of these Terms took place on May 31, 2018.


By using the Janvier Loan Service site, you are deemed to accept the conditions set out below. If you do not agree to these terms, do not access the site or any page thereof.

This Janvier Loan Service website and its content are governed by and interpreted in accordance with French law. Any dispute arising therefrom or relating to it will be subject to the exclusive jurisdiction of the French courts.


You are currently connected to the French site of   the Janvier Loan Service  , a public limited company, a credit institution governed by the Monetary and Financial Code with its registered office at 90 BD PASTEUR 75015 PARIS, France., Registered under Siren number 421 304 601 , RCS Paris.


The information appearing on the site is not intended to be distributed or used by any person or entity in a country or jurisdiction where such distribution or use would be contrary to legal or regulatory provisions, or which would require Amundi or its affiliates to comply. the registration obligations of these countries. Not all products or services may be registered or licensed in all countries or available to all customers. The data and information on this website is provided for informational purposes only. Nothing contained on the site constitutes an offer or a solicitation by any member of the group to provide investment advice or service or to buy or sell financial instruments.


This website is not intended for and does not target persons who are subject to laws or regulations prohibiting the publication or access to information contained on this website.
In any case, people who are subject to restrictions prohibiting the publication or access to information contained on this site are not authorized to access information contained on this website and are invited to leave the site.

In particular, this site is not intended for the use of residents or citizens of the United States of America and “US Persons”, as this expression is defined by “Regulation S” of the Securities and Exchange Commission in under the US Securities Act of 1933. The definition of “US Person” is provided below.

The term “US Person” means: (a) any natural person residing in the United States of America; (b) any entity or company organized or registered under United States regulations; (c) any estate (or “trust”) of which the executor or administrator is US Person; (d) any trust one of the trustees of which is a “US Person”; (e) any agency or branch of a non-US entity located in the United States of America; (f) any account managed on a non-discretionary basis (other than an estate or trust) by a financial intermediary or other authorized representative, constituted or (in the case of a natural person) resident in the United States of America ; (g) any account managed on a discretionary basis (other than an estate or trust) by a financial intermediary or other authorized representative, incorporated or (in the case of an individual) resident in the United States of America; and (h) any entity or company, as long as it is (i) organized or incorporated under the laws of a country other than the United States of America and (ii) established by a US Person primarily for the purpose of invest in securities not registered under the US Securities Act of 1933, as amended, unless organized or registered and owned by « Accredited Investors » (as that term is defined by “Rule 501 (a)” of the 1933 Act, as amended) other than natural persons, estates or trusts.

The financial products described on this site are not registered under United States federal securities laws or any other law applicable in the states, territories and possessions of the United States of America. Consequently, no financial product may be marketed directly or indirectly in the United States (including its territories and possessions) and to or for the benefit of residents and citizens of the United States of America and « US Persons », 

This restriction also applies to residents and citizens of the United States of America and to « US Persons » likely to view or have access to this site during trips or stays outside the United States of America. .

In addition, if you come from a country with a dedicated website, we invite you to connect to the site for your country.

You are solely responsible for choosing your country of nationality or residence and for selecting the site for your country accordingly. You confirm by consulting the site for your country that this choice complies with all the laws and regulations that are applicable in your country of nationality or residence or this is done under your sole responsibility.


Past performance does not necessarily guarantee future performance. Investment income can fluctuate. The price or value of the investments to which the reports relate, directly or indirectly, may rise or fall to the detriment of investors. Neither Janvier Loan Service, its advisers, affiliates, nor the authors of this site accept any liability whatsoever for any direct or indirect loss arising from the use of the information on this site.


The data appearing on this site are presented on the date indicated therein and “as is”. Janvier Loan Service makes no warranty, express or implied, as to the accuracy, reliability or completeness of the information provided on this site and expressly rejects any guarantee of the site’s fitness for a given use. The data is based on information we believe to be reliable, but we do not guarantee that it is accurate, complete, valid or timely and should not be relied upon as such for any purpose.


The data and information appearing on this website may be provided by information providers under authorization granted either to Janvier Loan Service or to the group.


When browsing this Site, the Internet user is likely to communicate, to Amundi, not only the technical and navigation information referred to in the Cookies policy, such as the type of browser, the Internet protocol address, the pages visited. and the average time spent necessary for the administration of the Site but also of the personal data necessary for the implementation of the services offered on this Site.

The personal data thus collected may be processed in accordance with the law relating to data processing, files and freedoms of January 6, 1978 and the General Data Protection Regulation « RGPD » of April 27, 2016 and under the conditions mentioned on each collection medium for the services offered.

Amundi undertakes to keep personal data for the time necessary for the service for which it was collected and which is mentioned on each data collection form.

Central Loan

 will keep confidential all personal information provided to Internet users through the Site, in accordance with all applicable laws and regulations.

The personal data collected may be communicated to subcontractors as part of the operation of the Site or the execution of the service subscribed. They may also be transferred to a third party for a legitimate reason such as for the execution of a legal or regulatory obligation.


The le-groupe.amundi.com website uses cookies.  When viewing the site, cookies are placed on the Internet user’s computer, tablet or smartphone.  The information below allows you to better understand how cookies work and how to use the current tools to configure them.

What is a cookie?

The use of cookies is common on the Internet.  A cookie is a small text file containing information, which is saved on the hard drive of your terminal (eg: computer, tablet, smartphone, etc.) when you visit a website using your browser software.  It is transmitted by a website server to your browser.  The cookie file allows its issuer to identify the terminal in which it is registered during the period of validity or registration of the cookie concerned.  A cookie cannot be traced back to a natural person.

Why do we use cookies?

We use 3 categories of cookies, the purposes of which are described below.  We do not use cookies to collect personally identifiable information (such as name for example)

1. Functionality cookies

These cookies are not essential for browsing our site but make it possible to optimize the functioning of our site and to give the Internet user access to specific functionalities.
They also make it possible to adapt the presentation of our site to the display preferences of each terminal.
These cookies thus make it possible to have a smooth and tailor-made navigation.
Placing cookies on a terminal is the easiest and fastest way to personalize and improve the user experience.
These cookies are placed by Amundi.  They have a very short lifespan, for the majority, the time of the session, and at most, one year.

2. Audience measurement cookies (statistics)

These cookies collect information about how visitors use a website.  For example, the number of visits, the most visited pages, etc.
XITI, the statistics tool used by le-groupe.amundi.com, generates a cookie with a unique identifier, the retention period of which is limited to 13 months.  We collect the IP address, in order to identify the city from which the Internet user is connecting.  This is immediately anonymized after use.  Janvier Loan Service or its Affiliates can therefore under no circumstances be traced back to a natural person in this way.
The data collected is kept by Janvier Loan Service for a period of 6 months and is not transferred to third parties or used for other purposes.

How to manage cookies?

Several possibilities are offered to manage cookies.  Any configuration that the Internet user can undertake will be likely to modify his Internet browsing and his conditions of access to certain services requiring the use of cookies.
The Internet user can choose at any time to express and modify his wishes in terms of cookies, by the means described below.

1. Setting up your browser

2. Opt-out links for audience measurement cookies (statistics)

For cookies placed by Xiti (AT Internet): http://www.xiti.com/fr/optout.aspx


Users of this site expressly agree that the Internet is not a secure means of communicating information and that you use the Internet at your own risk.  Janvier Loan Service will not be responsible for any loss or damage that may result from the interception by third parties of the information made available to you on the site.  Neither Janvier Loan Service nor any of its affiliates, directors, officers or employees will be liable for any loss or damage that may result from any failure or disruption of this site, or from any error, omission, interruption, deletion, defect, operational or transmission delay, computer virus, communication line failure or alteration or use of recordings,


The information contained on this site is intended to inform you by presenting you with additional information to that appearing in the appropriate documentation relating to the envisaged investment.

A subscription must be based solely on the appropriate documentation given to subscribers before the subscription or available on request from all branches of Amundi’s partner networks or authorized distributors.

Any deliberate misuse of an element of the Amundi website (including, in particular, piracy, the introduction of viruses, disruption, excessive use or contrary to the law in force) is expressly prohibited.  Certain information appearing on the website is protected by a password that only professional investors to whom it has been provided by Janvier Loan Service can use.  Janvier Loan Service reserves the right to remove your password, and at its discretion, to notify legal authorities in the event of deliberate misuse.

AmunAsset Management reserves the right to change or modify these conditions upon notification (including by email or by posting a notice on the website).  Janvier Loan Service can terminate your access at any time and without liability by sending you a notification by any means or if you have violated any of the above conditions.


You connect or leave the site through a link on the site and view content that is not provided by Janvier Loan Service at your own risk.  Janvier Loan Service will not have developed, verified the accuracy or revised the data contained in the link.  Janvier Loan Service is not responsible for any damages or losses caused by delays, defects or omissions that may exist in the services, information or other content provided on the site, actual, alleged, indirect or punitive. Janvier Loan Service   makes no warranties or representations, and will not be responsible for any content delivered electronically by a third party, including as to the accuracy, purpose, quality or timeliness of any content. electronic.


As a result of money laundering and other regulations, identification documentation is required when making your investment.


Central Loan

 holds the copyright (copyrights) on all the works appearing on this site, in particular, the images, the texts, the iconographic representations and the documents which can be repatriated from this website, as well as the software integrated into the site.

Reproduction or representation of all or part of this website, by any means whatsoever, is therefore strictly prohibited without the prior written consent of Janvier Loan Service.

You can, however, repatriate or print on paper pages and / or parts of the Janvier Loan Service site, strictly for your personal use, provided that you do not remove the notices relating to copyright or property rights. intellectual.

Repatriation or any other form of copying of the software or information provided on the Janvier Loan Service site does not give you any right to the software or the information and you may not reproduce (in whole or in part), transmit (by electronic or other means ), modify or use this site for public or other commercial purposes, or create links with the site, without the prior written permission of Janvier Loan Service.

The name “Janvier Loan Service” is a trademark registered by Janvier Loan Service.  You may not reproduce, delete, reuse, or modify in any way the distinctive signs appearing on the pages of this website.